Reference Library

Templates

Download and use these templates immediately. Each template includes CSV download and a direct Google Sheets import workflow.

Monthly Budget Tracker

Track income, fixed costs, variable spending, and savings rate with a simple monthly layout.

Best for: First-job budgeting and savings rate tracking

  • • Income and expense categories
  • • Automatic savings-rate formula column
  • • Sample SGD 3,200 scenario
Download CSVOpen Google Sheets
  1. 1. Download the CSV from this page.
  2. 2. Open a new sheet via Google Sheets.
  3. 3. Use File > Import > Upload and select the downloaded CSV.

Investment Portfolio Tracker

Monitor holdings, cost basis, allocation, and dividend flow in one table.

Best for: ETF and dividend portfolio monitoring

  • • Holdings and allocation fields
  • • Unrealized gain/loss columns
  • • Dividend tracking rows
Download CSVOpen Google Sheets
  1. 1. Download the CSV from this page.
  2. 2. Open a new sheet via Google Sheets.
  3. 3. Use File > Import > Upload and select the downloaded CSV.

12-Month Savings Plan

Progressive monthly savings targets to build consistency before optimization.

Best for: People building their first serious savings habit

  • • Progressive savings targets
  • • Monthly check-in status
  • • Behavior and obstacle notes
Download CSVOpen Google Sheets
  1. 1. Download the CSV from this page.
  2. 2. Open a new sheet via Google Sheets.
  3. 3. Use File > Import > Upload and select the downloaded CSV.

FIRE Calculator

Estimate retirement timeline using current assets, monthly contributions, and return assumptions.

Best for: Long-term financial independence planning

  • • Core FIRE inputs
  • • Retirement-age projection fields
  • • Scenario comparison columns
Download CSVOpen Google Sheets
  1. 1. Download the CSV from this page.
  2. 2. Open a new sheet via Google Sheets.
  3. 3. Use File > Import > Upload and select the downloaded CSV.

BTO / Property Purchase Checklist

Decision checklist for pre-purchase prep, transaction steps, and post-purchase setup.

Best for: First-time HDB or property buyers

  • • Pre-purchase financing checks
  • • Purchase workflow checklist
  • • Post-purchase setup tasks
Download CSVOpen Google Sheets
  1. 1. Download the CSV from this page.
  2. 2. Open a new sheet via Google Sheets.
  3. 3. Use File > Import > Upload and select the downloaded CSV.

Stock Analysis Template

Standardized due-diligence worksheet to evaluate business quality, valuation, and risk.

Best for: Structured stock research before buying decisions

  • • Business and moat prompts
  • • Valuation and assumptions section
  • • Risk and thesis-break checklist
Download CSVOpen Google Sheets
  1. 1. Download the CSV from this page.
  2. 2. Open a new sheet via Google Sheets.
  3. 3. Use File > Import > Upload and select the downloaded CSV.